The Crytzer Legacies lender directory
A curated directory of vetted direct lenders.
Credit-builder loans, personal cash advances, and small-business working capital from lenders we have screened — visit each one directly. No application, no lead capture, no scraping.
Credit-builder
Tools that report on-time payments to the bureaus so you can establish or repair a credit profile.
- Credit-builder
Self
A credit-builder loan with a forced-savings twist — your payments build credit history while you set money aside.
- Credit-builder
Credit Strong
Trades credit-builder loans in several sizes with bureau reporting across Equifax, Experian, and TransUnion.
- Credit-builder
MoneyLion
A credit-builder loan bundled with a spend account and cash-back rewards; reports to all three bureaus.
Personal
Cash advances and personal loans for one-off needs — typically without a hard credit pull.
- Personal
Earnin
Earned-wage access — pull from wages you have already earned, with no mandatory fees and tipping optional.
- Personal
Possible Finance
Small installment loans built for borrowers rebuilding credit, with reports to TransUnion.
- Personal
Upstart
Personal loans underwritten on more than a credit score — useful for thinner files at a fair APR.
Small-business
Working-capital lines, term loans, and 0% APR cards built for sole proprietors and small teams.
- Small-business
BlueVine
A business checking account paired with a working-capital line of credit and invoice factoring.
- Small-business
Fundbox
Short-term working capital for businesses with invoices or recurring receivables — funds inside a day.
- Small-business
Kiva
A 0% interest crowdfunded loan up to $15k for U.S. small businesses — funded by individual lenders.
Disclaimer. Crytzer Legacies is informational only. Nothing on this site is financial, legal, or tax advice — consult a qualified professional for personal guidance.